Emergency Costs in Lagos
2 emergency procedures with prices across general/public hospitals, standard private clinics, and premium specialist hospitals.
2 proceduresFrom โฆ10,000 (public)
Emergency procedures in Lagos
Cost ranges across hospital tiers
| Procedure | General/Public | Private | Premium | HMO |
|---|---|---|---|---|
Emergency Room Visit ER registration + triage + initial assessment + stabilization. Does NOT include treatment, tests, or admission. ๐ก Many Lagos hospitals demand a deposit (N50K-N200K) before treating emergencies, even with HMO. This is technically illegal but widely practiced. | โฆ10Kโ25K | โฆ25Kโ50K | โฆ30Kโ100K | Free with HMO โ but advance payment often required |
Accident & Trauma Care Road traffic accident treatment: wound care, fracture management, possible surgery. Lagos has one of Africa's highest RTA rates. | โฆ50Kโ200K | โฆ100Kโ500K | โฆ200Kโ1.5M | Partially covered โ emergency benefit limits vary |
HMO plans that cover emergency
6 plans with relevant coverage
MyCoverGeniusCHEAPEST
FlexiCare ยท Basic
โฆ4,000
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery
MyCoverGeniusBEST FAMILY
ZenCare ยท Standard
โฆ10,000
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental
AXA Mansard
EasyCare ยท Basic
โฆ2,000
/month
๐ฉบ Outpatient๐ Inpatient
AXA Mansard
Individual Plan ยท Standard
โฆ4,871
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery
Reliance Health
Family Plan ยท Standard
โฆ3,500
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery
Reliance Health
Premium Family ยท Premium
โฆ13,500
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental
| Plan | Monthly | Annual | Network | Coverage |
|---|---|---|---|---|
MyCoverGeniusCHEAPEST FlexiCare ยท Basic Budget individuals โ cheapest monthly plan in Nigeria at N4K/month. Covers everyday illnesses and 26 surgical procedures. ๐ Telemed๐ฑ App | โฆ4,000 per month | โฆ48,000 | 1,600 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
MyCoverGeniusBEST FAMILY ZenCare ยท Standard Families and individuals needing comprehensive coverage including maternity, chronic care, dental, and mental health. ๐ Telemed๐ฑ App | โฆ10,000 per month | โฆ120,000 | 1,600 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
AXA Mansard EasyCare ยท Basic Absolute cheapest annual plan at N12K/6 months. Very basic โ no surgery, no maternity. ๐ฑ App | โฆ2,000 per month | โฆ12,000 | 1,000 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
AXA Mansard Individual Plan ยท Standard Individuals wanting a trusted global brand. Comprehensive outpatient + inpatient + surgery. ๐ Telemed๐ฑ Appโณ 7d wait | โฆ4,871 per month | โฆ58,446 | 1,000 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
Reliance Health Family Plan ยท Standard Tech-forward โ best app experience. Includes gym and spa access perks. Lowest monthly starting point. ๐ Telemed๐ฑ App | โฆ3,500 per month | โฆ42,000 | 800 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
Reliance Health Premium Family ยท Premium Full family coverage including maternity, dental, optical, chronic, and mental health. ๐ Telemed๐ฑ App | โฆ13,500 per month | โฆ162,000 | 800 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |