Lab Test Costs in Lagos
4 lab test procedures with prices across general/public hospitals, standard private clinics, and premium specialist hospitals.
Lab Test procedures in Lagos
Cost ranges across hospital tiers
| Procedure | General/Public | Private | Premium | HMO |
|---|---|---|---|---|
Lab Tests (Basic Panel)COMMON Full blood count + malaria parasite + urinalysis + blood sugar. The standard battery ordered for most complaints. 💡 Each test costs N1,500-N20,000 individually. Packages save 20-40%. Price verified 2026-05-07 | ₦3K–8K | ₦8K–20K | ₦10K–30K | Free with most HMO plans |
CBC, lipid profile, liver function, kidney function, thyroid, blood sugar, electrolytes. The "full body checkup" panel. Price verified 2026-05-07 | ₦15K–30K | ₦25K–60K | ₦30K–80K | Partially covered — copay may apply |
Standard chest or limb X-ray. Digital X-ray costs more but provides clearer images. Price verified 2026-05-07 | ₦5K–10K | ₦10K–25K | ₦15K–35K | Free with most HMO plans |
Abdominal, pelvic, or obstetric ultrasound. Essential for pregnancy monitoring — most women get 3-5 scans during pregnancy. Price verified 2026-05-07 | ₦5K–15K | ₦10K–30K | ₦15K–40K | Free with most HMO plans (maternity coverage required for obstetric) |
HMO plans that cover lab test
6 plans with relevant coverage
| Plan | Monthly | Annual | Network | Coverage |
|---|---|---|---|---|
MyCoverGeniusCHEAPEST FlexiCare · Basic Budget individuals — cheapest monthly plan in Nigeria at N4K/month. Covers everyday illnesses and 26 surgical procedures. 📞 Telemed📱 App | ₦4,000 per month | ₦48,000 | 1,600 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
MyCoverGeniusBEST FAMILY ZenCare · Standard Families and individuals needing comprehensive coverage including maternity, chronic care, dental, and mental health. 📞 Telemed📱 App | ₦10,000 per month | ₦120,000 | 1,600 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
AXA Mansard EasyCare · Basic Absolute cheapest annual plan at N12K/6 months. Very basic — no surgery, no maternity. 📱 App | ₦2,000 per month | ₦12,000 | 1,000 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
AXA Mansard Individual Plan · Standard Individuals wanting a trusted global brand. Comprehensive outpatient + inpatient + surgery. 📞 Telemed📱 App⏳ 7d wait | ₦4,871 per month | ₦58,446 | 1,000 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Reliance Health Family Plan · Standard Tech-forward — best app experience. Includes gym and spa access perks. Lowest monthly starting point. 📞 Telemed📱 App | ₦3,500 per month | ₦42,000 | 800 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Reliance Health Premium Family · Premium Full family coverage including maternity, dental, optical, chronic, and mental health. 📞 Telemed📱 App | ₦13,500 per month | ₦162,000 | 800 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
📝 The Lagos context
Diagnostic test na one of the most frequent and most price-variable health expense for Lagos, and one where to shop around genuinely dey pay. Malaria test, full blood count, blood sugar, lipid panel, kidney or liver function test, and imaging like ultrasound, X-ray, CT and MRI fit each cost very different amount depending on where you go — hospital lab, standalone diagnostic chain or small neighbourhood lab. The gap between the cheapest and most expensive for the identical test often large.
Two thing dey drive the choice: price and reliability. The reputable diagnostic chain — the kind wey get multiple branch and international affiliation — dey cost more but dem dey trust am for accuracy on important test, while smaller lab dey cheaper and fine for routine work but dem dey vary for quality. For anything wey treatment decision hang on, accuracy worth to pay for; for routine monitoring, cheaper reliable lab dey do the job. Imaging (CT and especially MRI) dey for the top of the cost range and na there bill dey climb fastest, so e worth to compare am particularly.
HMO coverage dey help but often na partial — routine test wey in-network doctor request fit dey covered, while others need pre-authorisation or dem fall outside the plan, and imaging frequently dey capped. The practical habit wey dey save money simple: ask the price before you test, compare a couple of lab for expensive investigation, check whether your HMO go cover a given test and for which lab before you pay, and keep your result, since to repeat test wey you already get na pure waste. For city where out-of-pocket testing common, small price-awareness dey go far.