How much does delivery cost in Lagos?
Normal vaginal delivery and C-section costs across general, private, and premium Lagos hospitals โ with and without maternity HMO coverage.
3 procedures priced3 HMO plans cover this
Cost breakdown
Prices across general/public, private, and premium hospital tiers
| Procedure | General/Public | Private | Premium | HMO |
|---|---|---|---|---|
Normal Delivery (Vaginal) Vaginal delivery including antenatal visits, delivery, and postnatal care. The single largest medical expense for most young Lagos families. ๐ก General hospitals are cheapest but often overcrowded. Private hospitals on the Island charge 3-5x more but offer better facilities and privacy. | โฆ50Kโ150K | โฆ200Kโ500K | โฆ300Kโ800K | Covered on plans with maternity benefit (N10K-N20K/month plans) |
Caesarean Section (C-Section) Surgical delivery. Includes surgery, anaesthesia, hospital stay (3-5 days), medications, and newborn care. C-section rate in Lagos private hospitals is 30-40%. ๐ก C-section at LUTH: N150K-N350K. At Lagoon Hospital Ikoyi: N800K-N2M. Same procedure, 5x price difference. | โฆ150Kโ350K | โฆ400Kโ1.2M | โฆ500Kโ2M | Partially covered โ copay N50K-N300K depending on plan |
Antenatal Care (Full Package) Complete pregnancy care: 8-12 visits, blood tests, ultrasound scans, supplements. Usually paid as a package. | โฆ30Kโ80K | โฆ80Kโ250K | โฆ100Kโ400K | Covered on maternity plans |
HMO plans that cover maternity
3 relevant plans โ coverage matrix and prices
MyCoverGeniusCHEAPEST
ZenCare ยท Standard
โฆ10,000
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental
Reliance Health
Premium Family ยท Premium
โฆ13,500
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental
Hygeia
HyFamily ยท Family
โฆ19,176
/month
๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic
| Plan | Monthly | Annual | Network | Coverage |
|---|---|---|---|---|
MyCoverGeniusCHEAPEST ZenCare ยท Standard Families and individuals needing comprehensive coverage including maternity, chronic care, dental, and mental health. ๐ Telemed๐ฑ App | โฆ10,000 per month | โฆ120,000 | 1,600 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
Reliance Health Premium Family ยท Premium Full family coverage including maternity, dental, optical, chronic, and mental health. ๐ Telemed๐ฑ App | โฆ13,500 per month | โฆ162,000 | 800 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |
Hygeia HyFamily ยท Family Families wanting the widest hospital network. Maternity, dental, optical all included. ๐ Telemed๐ฑ App | โฆ19,176 per month | โฆ230,112 | 2,000 hospitals | ๐ฉบ Outpatient๐ Inpatient๐ช Surgery๐คฐ Maternity๐ฆท Dental๐๏ธ Optical๐ Chronic๐ง Mental |