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FIDELITYBKFinancial Services

Fidelity Bank Plc

₦18
▲ 7.5%+80% YTD
≈ $0.01 · Forex rate

Key stats

Market cap
₦200B
P/E ratio
1.5x
Dividend yield
5.5%
52-week range
₦7 – ₦20
Founded
1988
Listed
2005
Board
Main Board
Industry
Banking & Financial Services
HQ
Victoria Island, Lagos
CEO
Nneka Onyeali-Ikpe
Shares
32B
ISIN
NGFIDELITYBK4

FIDELITYBK Price History

Yearly close — last 5-7 years

₦1₦5₦8₦12₦15₦1920192020202120222023202420252026

🧮 If you had invested in FIDELITYBK…

₦1,000,000 in FIDELITYBK 3 years ago would be worth:
₦3,913,043
▲ +₦2,913,043 (+291.3%)
From Dec 2022 (₦4.6) to Apr 2026 (₦18) · 217,391 shares

Past performance does not guarantee future returns.

Key milestones

1988
Fidelity Bank founded
2005
Listed on Nigerian Stock Exchange
2014
Tier 1 capital base achieved
2021
Nneka Onyeali-Ikpe appointed CEO
2023
PAT crossed ₦100 billion threshold
2025
22% ROE — competitive with Tier 1 peers
2026
Single-day +7.5% gain on positive Q1 sentiment

Why Lagosian dey care about FIDELITYBK

Fidelity Bank na di SME bank for Lagos. While GTBank and Zenith focus on big corporate, Fidelity dey serve di small business — market trader for Balogun, auto-parts dealer for Ladipo, tech entrepreneur for Yaba. Nneka Onyeali-Ikpe na CEO since 2021.

About di company

Fidelity Bank na one of Nigeria fastest growing Tier 2 bank. Dem found am for 1988. Operations dey Nigeria (over 250 branch) plus UK (Fidelity Bank UK). Bank dey serve SME — small business owner across Lagos. Revenue grow from ₦337 billion (2023) to ₦650 billion (2025).

Business segments

1.SME Banking (Lagos commercial markets)
2.Retail Banking (8M+ customers)
3.Corporate Banking
4.International — Fidelity Bank UK
5.Digital — Banking-as-a-Service platform
📈 Why buy

SME-focused franchise has growth tailwind. 22% ROE shows operational improvement. UK subsidiary adds dimension. CEO Onyeali-Ikpe driving culture change. 5.5% dividend yield.

📉 Why fear

Smaller balance sheet limits scale economics vs Tier 1. CBN recapitalization may require dilutive equity raise. SME concentration carries cyclical risk. Higher cost of funds than Tier 1 banks.

Key risks

  • ⚠CBN recapitalization mandate
  • ⚠SME loan book cyclical exposure
  • ⚠Higher cost of funds vs Tier 1
  • ⚠UK subsidiary regulatory complexity
  • ⚠NPL concerns in Lagos commercial markets

Trading activity — past 3 months

Fidelity Bank is among the top 10 most-traded financial stocks. FIDELITYBK traded 380 million shares in 78,000 deals worth ₦5.5 billion over the past three months. Volume spiked 4.5x on the day of the 7.5% rally.

Financial Services sector — FIDELITYBK dey rank 7 of 7

By market cap

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4FIRSTHOLDCOFBN Holdings Plc₦60+70%
5UBAUnited Bank for Africa Plc₦49+65%
6ACCESSCORPAccess Holdings Plc₦27+55%
7FIDELITYBKFidelity Bank Plc₦18+80%
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Frequent Question

FIDELITYBK (Fidelity Bank Plc) na trading at ₦18. Up 7.46% today, +80% YTD.

Important Disclaimer

Stock prices wey dey dis page dey delayed by at least 30 minutes and na for informational purposes only. Lagos.cool NO be licensed stockbroker, investment advisor, or securities dealer. We no dey buy, sell, or recommend any securities.

Past performance no be guarantee for future result. Stock price fit go down as e fit go up, and you fit lose some or all of your investment. Always consult licensed stockbroker or financial advisor before you make investment decision.

Data dey come from di Nigerian Exchange (NGX) and public corporate disclosure.