Ecobank Nigeria: USSD Code, Transfer Charges, SWIFT Code & Rates
Commercial bank · Ecobank · 40 Lagos branches · ₦5M NDIC coverage
Number one for Africa — 33 country. Best across Africa.
Dem dey 33 Africa country — the widest reach. Dem collect ₦237.8B fee for Q1 2026.
Ecobank Nigeria na Commercial bank (CBN license, NDIC dey insure am) wey dem start for 1989 (37 years ago), and na Ecobank Transnational Incorporated (ETI) dey operate am. For 2026 e dey serve about 8M+ customers through 190 branch nationwide.
- Dem start am
- 1989 · 37 years dey serve Nigerians
- Owner company
- Ecobank Transnational Incorporated (ETI)
- Customer base
- 8M+
- Branch for Nigeria
- 190
- Bank type
- Commercial bank (CBN license, NDIC dey insure am)
- Website
- ecobank.com
- Address
- 21 Ahmadu Bello Way, Victoria Island, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
₦2,160 more than Kuda (₦2,400/yr). That na 0 bags of rice.
Compare with all 23 bank →Time to open: 15 minute · Online through app
- Bank Verification Number (BVN)Compulsory for all Nigerian bank account. Get one for any bank branch free.
- Valid IDNational ID (NIN), International Passport, Voter Card, or Driver Licence.
- Passport photographRecent passport-size photo. The mobile app fit accept live selfie instead.
- Utility billAddress verification. Electricity bill, water bill, or tenancy agreement (last 3 months).
- Minimum opening balance₦0 for savings account. ₦5,000-₦10,000 for current account.
Ecobank Transnational Incorporated (parent) dey operate for 33 African country — the widest continental reach for any bank for Nigeria.
Cross-border transfer to any Ecobank for Africa dey near-instant at flat low fee — useful for regional business.
Simplified savings account with reduced KYC and mobile-first onboarding.
Consolidated retail app wey cover all Ecobank country — one login for Nigeria, Ghana, Kenya, Côte d'Ivoire, etc.