Kuda Bank: USSD Code, Transfer Charges, SWIFT Code & Rates
Digital bank · Kuda · ₦2M NDIC coverage
No charge — 25 free transfer every day, savings rate reach 12%.
Number one digital bank for Nigeria. No fee. Savings rate reach 12%. NDIC coverage na ₦2M.
Kuda Bank na Digital bank (CBN license, NDIC dey insure am) wey dem start for 2019 (7 years ago), and na Kuda Technologies dey operate am. For 2026 e dey serve about 7M+ customers.
- Dem start am
- 2019 · 7 years dey serve Nigerians
- Owner company
- Kuda Technologies
- Customer base
- 7M+
- Bank type
- Digital bank (CBN license, NDIC dey insure am)
- Website
- kuda.com
- Address
- 41 Saka Tinubu Street, Victoria Island, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
This na the cheapest for the tracked banks at this usage pattern.
Compare with all 23 bank →Time to open: 3 minute · Online through app
- BVNBank Verification Number. Get one for any bank branch if you no get.
- Nigerian phone numberFor OTP verification during signup.
- Live selfieFacial verification — dem match am against BVN photo.
No transfer fee for the first 25 transaction every day. After 25, small ₦10-₦25 fee dey.
AI spending breakdown — see exactly where your money dey go every month with category tag.
Reach 12% interest on savings — 3 times wetin normal bank dey give. Earn daily, withdraw anytime.
Instant virtual USD card for online shopping, subscription (Netflix, Spotify), and international payment.