FCMB: USSD Code, Transfer Charges, SWIFT Code & Rates
Commercial bank · FCMB · 45 Lagos branches · ₦5M NDIC coverage
Good for woman and young person — Sheventures and Flexx.
Dem focus on retail and youth banking. Sheventures for women business owner.
FCMB na Commercial bank (CBN license, NDIC dey insure am) wey dem start for 1982 (44 years ago), and na FCMB Group dey operate am. For 2026 e dey serve about 10M+ customers through 200 branch nationwide.
- Dem start am
- 1982 · 44 years dey serve Nigerians
- Owner company
- FCMB Group
- Customer base
- 10M+
- Branch for Nigeria
- 200
- Bank type
- Commercial bank (CBN license, NDIC dey insure am)
- Website
- fcmb.com
- Address
- Primrose Tower, 17A Tinubu Street, Marina, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
₦1,800 more than Kuda (₦2,400/yr). That na 0 bags of rice.
Compare with all 23 bank →Time to open: 15 minute · Online through app
- Bank Verification Number (BVN)Compulsory for all Nigerian bank account. Get one for any bank branch free.
- Valid IDNational ID (NIN), International Passport, Voter Card, or Driver Licence.
- Passport photographRecent passport-size photo. The mobile app fit accept live selfie instead.
- Utility billAddress verification. Electricity bill, water bill, or tenancy agreement (last 3 months).
- Minimum opening balance₦0 for savings account. ₦5,000-₦10,000 for current account.
Banking for women — dedicated business loan, mentorship, and financial planning.
Youth banking (age 18-30) with reduced fee and dedicated savings product.
FCMB na one of the main bank wey dey participate for CBN anchor-borrowers programme for rice, maize, and other staples.
Merchant lending platform for SME — collateral-free loan against invoice and receivable.