Fidelity Bank: USSD Code, Transfer Charges, SWIFT Code & Rates
Commercial bank · Fidelity · 50 Lagos branches · ₦5M NDIC coverage
Good savings rate. Strong for small business loan.
Middle bank wey get good savings rate and dem focus on small business.
Fidelity Bank na Commercial bank (CBN license, NDIC dey insure am) wey dem start for 1988 (38 years ago), and na Fidelity Bank Plc dey operate am. For 2026 e dey serve about 8M+ customers through 250 branch nationwide.
- Dem start am
- 1988 · 38 years dey serve Nigerians
- Owner company
- Fidelity Bank Plc
- Customer base
- 8M+
- Branch for Nigeria
- 250
- Bank type
- Commercial bank (CBN license, NDIC dey insure am)
- Website
- fidelitybank.ng
- Address
- 2 Kofo Abayomi Street, Victoria Island, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
₦1,800 more than Kuda (₦2,400/yr). That na 0 bags of rice.
Compare with all 23 bank →Time to open: 15 minute · Online through app
- Bank Verification Number (BVN)Compulsory for all Nigerian bank account. Get one for any bank branch free.
- Valid IDNational ID (NIN), International Passport, Voter Card, or Driver Licence.
- Passport photographRecent passport-size photo. The mobile app fit accept live selfie instead.
- Utility billAddress verification. Electricity bill, water bill, or tenancy agreement (last 3 months).
- Minimum opening balance₦0 for savings account. ₦5,000-₦10,000 for current account.
Tiered savings with interest rate reach 15% for lock balance — higher than most tier-1 bank.
Focused SME lending — one of the more accessible commercial-bank route for Nigerian small business.
Balance-based tiered rate wey dey scale up the more you keep for savings.
Fidelity get one of the more marketed youth/student banking programme among the tier-1 group.