First Bank of Nigeria: USSD Code, Transfer Charges, SWIFT Code & Rates
Commercial bank · FirstBank · 120 Lagos branches · ₦5M NDIC coverage
Dem get the most branch — 800+ for whole Nigeria, 120+ for Lagos. Best for person wey like go bank.
Na the oldest and biggest bank for Nigeria if you talk about branch. 800+ branch, 3,000+ ATM for the whole country. Government salary and pension dey pass through am.
First Bank of Nigeria na Commercial bank (CBN license, NDIC dey insure am) wey dem start for 1894 (132 years ago), and na FBN Holdings dey operate am. For 2026 e dey serve about 40M+ customers through 750 branch nationwide.
- Dem start am
- 1894 · 132 years dey serve Nigerians
- Owner company
- FBN Holdings
- Customer base
- 40M+
- Branch for Nigeria
- 750
- Bank type
- Commercial bank (CBN license, NDIC dey insure am)
- Website
- firstbanknigeria.com
- Address
- Samuel Asabia House, 35 Marina, Lagos Island, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
₦2,160 more than Kuda (₦2,400/yr). That na 0 bags of rice.
Compare with all 23 bank →Time to open: 15 minute · Online through app
- Bank Verification Number (BVN)Compulsory for all Nigerian bank account. Get one for any bank branch free.
- Valid IDNational ID (NIN), International Passport, Voter Card, or Driver Licence.
- Passport photographRecent passport-size photo. The mobile app fit accept live selfie instead.
- Utility billAddress verification. Electricity bill, water bill, or tenancy agreement (last 3 months).
- Minimum opening balance₦0 for savings account. ₦5,000-₦10,000 for current account.
Dem found am 1894 as Bank of British West Africa. 130+ years of continuous operation.
One of the most-used bank app for Nigeria — 6M+ active user every month.
Banking for women — special savings product, business loan, and networking event.
~750 branch nationwide — the biggest for any Nigerian bank, cover secondary city and rural market.
| Branch | Area | Sort code |
|---|---|---|
| First Bank Ikeja Obafemi Awolowo Way | Ikeja | 011-151089 |
| First Bank Marina HQ 35 Marina | Lagos Island | 011-151001 |
| First Bank Victoria Island Adeola Odeku St | Victoria Island | 011-151134 |