Providus Bank: USSD Code, Transfer Charges, SWIFT Code & Rates
Commercial bank · Providus · 10 Lagos branches · ₦5M NDIC coverage
Highest fixed deposit rate (reach 23.66%).
Small bank but dem get the highest fixed deposit rate. Plenty fintech dey use dem.
Providus Bank na Commercial bank (CBN license, NDIC dey insure am) wey dem start for 2016 (10 years ago), and na Providus Bank Ltd dey operate am. For 2026 e dey serve about 500K+ customers through 30 branch nationwide.
- Dem start am
- 2016 · 10 years dey serve Nigerians
- Owner company
- Providus Bank Ltd
- Customer base
- 500K+
- Branch for Nigeria
- 30
- Bank type
- Commercial bank (CBN license, NDIC dey insure am)
- Website
- providusbank.com
- Address
- Plot 54 Adetokunbo Ademola Street, Victoria Island, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
₦1,800 more than Kuda (₦2,400/yr). That na 0 bags of rice.
Compare with all 23 bank →Time to open: 15 minute · Online through app
- Bank Verification Number (BVN)Compulsory for all Nigerian bank account. Get one for any bank branch free.
- Valid IDNational ID (NIN), International Passport, Voter Card, or Driver Licence.
- Passport photographRecent passport-size photo. The mobile app fit accept live selfie instead.
- Utility billAddress verification. Electricity bill, water bill, or tenancy agreement (last 3 months).
- Minimum opening balance₦0 for savings account. ₦5,000-₦10,000 for current account.
One of Nigeria newer commercial bank (2016) wey dem build with digital-first infrastructure — no legacy core banking to migrate.
Providus dey target HNW and premium retail client rather than mass market. Lower branch count dey reflect this positioning.
Corporate banking platform for mid-cap Nigerian company with priority on treasury and forex service.
Providus don consistently rank among the fastest Nigerian bank on interbank transfer settlement — differentiator for business customer.