Union Bank: USSD Code, Transfer Charges, SWIFT Code & Rates
Commercial bank · Union · 40 Lagos branches · ₦5M NDIC coverage
Part of Titan Trust group. Good for West Africa banking.
Titan Trust Bank buy am 2022. 300+ branch for Nigeria.
Union Bank na Commercial bank (CBN license, NDIC dey insure am) wey dem start for 1917 (109 years ago), and na Titan Trust Bank dey operate am. For 2026 e dey serve about 10M+ customers through 290 branch nationwide.
- Dem start am
- 1917 · 109 years dey serve Nigerians
- Owner company
- Titan Trust Bank
- Customer base
- 10M+
- Branch for Nigeria
- 290
- Bank type
- Commercial bank (CBN license, NDIC dey insure am)
- Website
- unionbankng.com
- Address
- Stallion Plaza, 36 Marina, Lagos Island, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
₦1,800 more than Kuda (₦2,400/yr). That na 0 bags of rice.
Compare with all 23 bank →Time to open: 15 minute · Online through app
- Bank Verification Number (BVN)Compulsory for all Nigerian bank account. Get one for any bank branch free.
- Valid IDNational ID (NIN), International Passport, Voter Card, or Driver Licence.
- Passport photographRecent passport-size photo. The mobile app fit accept live selfie instead.
- Utility billAddress verification. Electricity bill, water bill, or tenancy agreement (last 3 months).
- Minimum opening balance₦0 for savings account. ₦5,000-₦10,000 for current account.
Dem found am 1917 — one of the oldest bank for Nigeria. Titan Trust Bank recently buy am (2022), integration still dey happen.
Retail banking app with corporate feature. Union don traditionally lean corporate + retail rather than pure retail.
After acquisition, integration still dey go on through 2025-2026. Fee structure fit change.
Union traditional strength na corporate/institutional banking — public-sector, energy, and manufacturing.