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Maternity Costs in Lagos

3 maternity procedures with prices across general/public hospitals, standard private clinics, and premium specialist hospitals.

3 proceduresFrom โ‚ฆ30,000 (public)

Maternity procedures in Lagos

Cost ranges across hospital tiers

ProcedureGeneral/PublicPrivatePremiumHMO
Normal Delivery (Vaginal)
Vaginal delivery including antenatal visits, delivery, and postnatal care. The single largest medical expense for most young Lagos families.
๐Ÿ’ก General hospitals are cheapest but often overcrowded. Private hospitals on the Island charge 3-5x more but offer better facilities and privacy.
โ‚ฆ50Kโ€“150Kโ‚ฆ200Kโ€“500Kโ‚ฆ300Kโ€“800KCovered on plans with maternity benefit (N10K-N20K/month plans)
Caesarean Section (C-Section)
Surgical delivery. Includes surgery, anaesthesia, hospital stay (3-5 days), medications, and newborn care. C-section rate in Lagos private hospitals is 30-40%.
๐Ÿ’ก C-section at LUTH: N150K-N350K. At Lagoon Hospital Ikoyi: N800K-N2M. Same procedure, 5x price difference.
โ‚ฆ150Kโ€“350Kโ‚ฆ400Kโ€“1.2Mโ‚ฆ500Kโ€“2MPartially covered โ€” copay N50K-N300K depending on plan
Antenatal Care (Full Package)
Complete pregnancy care: 8-12 visits, blood tests, ultrasound scans, supplements. Usually paid as a package.
โ‚ฆ30Kโ€“80Kโ‚ฆ80Kโ€“250Kโ‚ฆ100Kโ€“400KCovered on maternity plans

HMO plans that cover maternity

3 plans with relevant coverage

MyCoverGeniusCHEAPEST
ZenCare ยท Standard
โ‚ฆ10,000
/month
๐Ÿฉบ Outpatient๐Ÿ› Inpatient๐Ÿ”ช Surgery๐Ÿคฐ Maternity๐Ÿฆท Dental๐Ÿ‘๏ธ Optical๐Ÿ’Š Chronic๐Ÿง  Mental
Reliance Health
Premium Family ยท Premium
โ‚ฆ13,500
/month
๐Ÿฉบ Outpatient๐Ÿ› Inpatient๐Ÿ”ช Surgery๐Ÿคฐ Maternity๐Ÿฆท Dental๐Ÿ‘๏ธ Optical๐Ÿ’Š Chronic๐Ÿง  Mental
Hygeia
HyFamily ยท Family
โ‚ฆ19,176
/month
๐Ÿฉบ Outpatient๐Ÿ› Inpatient๐Ÿ”ช Surgery๐Ÿคฐ Maternity๐Ÿฆท Dental๐Ÿ‘๏ธ Optical๐Ÿ’Š Chronic