FairMoney: USSD Code, Transfer Charges, SWIFT Code & Rates
Digital bank · FairMoney · ₦2M NDIC coverage
High savings rate + quick loan. French-Nigerian fintech.
French-Nigerian fintech. Savings rate reach 15%. NDIC ₦2M.
FairMoney na Digital bank (CBN license, NDIC dey insure am) wey dem start for 2017 (9 years ago), and na FairMoney Nigeria dey operate am. For 2026 e dey serve about 6M+ customers.
- Dem start am
- 2017 · 9 years dey serve Nigerians
- Owner company
- FairMoney Nigeria
- Customer base
- 6M+
- Bank type
- Digital bank (CBN license, NDIC dey insure am)
- Website
- fairmoney.io
- Address
- 4 Simbiat Abiola Way, Ikeja, Lagos, Lagos
If you dey do 20 transfer, 4 other-bank ATM visit, and 30 SMS alert every month:
This na the cheapest for the tracked banks at this usage pattern.
Compare with all 23 bank →Time to open: 3 minute · Online through app
- BVNBank Verification Number. Get one for any bank branch if you no get.
- Nigerian phone numberFor OTP verification during signup.
- Live selfieFacial verification — dem match am against BVN photo.
FairMoney start as instant-loan provider. Loan from ₦2K to ₦3M — dem approve am for 10 minutes based on phone data.
FairMoney dey operate under Microfinance Bank licence — full deposit-taking authority with NDIC insurance reach ₦200K.
Bundled bill payment for major Nigerian utility and mobile network with periodic cashback offer.
FairSave — locked savings with 12-18% p.a. interest depending on lock duration.