PiggyVest: USSD Code, Transfer Charges, SWIFT Code & Rates
Fintech (SEC-regulated) · PiggyVest · Not NDIC-insured
Best savings discipline — SafeLock (up to 16%), Flex, Target. NOT NDIC insured.
Not a bank — savings and investment platform. SafeLock locks funds at up to 16%. 4M+ users. NOT NDIC insured. Regulated by SEC, not CBN.
PiggyVest is a Fintech / savings platform (SEC-regulated) founded in 2016 (10 years ago), operated by Piggytech Global. As of 2026 it serves approximately 4M+ customers.
- Founded
- 2016 · 10 years serving Nigerians
- Parent company
- Piggytech Global
- Customer base
- 4M+
- Bank type
- Fintech / savings platform (SEC-regulated)
- Website
- piggyvest.com
- Address
- 152 Herbert Macaulay Way, Yaba, Lagos, Lagos
If you make 20 transfers, 4 other-bank ATM visits, and 30 SMS alerts per month:
This is the cheapest of the tracked banks at this usage pattern.
Compare with all 23 banks →Time to open: 2 minutes · Online via app
- Email addressSign up with any email.
- BVNRequired for withdrawals and higher limits.
- Linked bank accountNigerian bank account for funding and withdrawal.
Lock savings for 10-1000 days at up to 16% interest. Cannot withdraw early — enforced discipline.
Save in USD at competitive rates. Hedge against naira depreciation.
Set a savings goal (rent, car, wedding) — PiggyVest auto-debits your account daily/weekly/monthly.
PiggyVest is regulated by SEC, not CBN. Your deposits are NOT government-guaranteed. This is the trade-off for the higher interest rate.