Eye Costs in Lagos
2 eye procedures with prices across general/public hospitals, standard private clinics, and premium specialist hospitals.
Eye procedures in Lagos
Cost ranges across hospital tiers
| Procedure | General/Public | Private | Premium | HMO |
|---|---|---|---|---|
Eye Test (Comprehensive) Visual acuity, refraction, intraocular pressure, fundoscopy. The full eye examination. | ₦3K–8K | ₦8K–20K | ₦10K–30K | Covered on plans with optical benefit |
Prescription Glasses Eye test + frames + single-vision or bifocal lenses. Designer frames cost significantly more. | ₦10K–25K | ₦20K–60K | ₦25K–100K | Optical benefit covers N10K-N30K toward glasses |
HMO plans that cover eye
4 plans with relevant coverage
| Plan | Monthly | Annual | Network | Coverage |
|---|---|---|---|---|
MyCoverGeniusCHEAPEST ZenCare · Standard Families and individuals needing comprehensive coverage including maternity, chronic care, dental, and mental health. 📞 Telemed📱 App | ₦10,000 per month | ₦120,000 | 1,600 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Reliance Health Premium Family · Premium Full family coverage including maternity, dental, optical, chronic, and mental health. 📞 Telemed📱 App | ₦13,500 per month | ₦162,000 | 800 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Hygeia HyFamily · Family Families wanting the widest hospital network. Maternity, dental, optical all included. 📞 Telemed📱 App | ₦19,176 per month | ₦230,112 | 2,000 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Bastion Health Jade Individual · Basic Good mid-range option with telemedicine and optical included even on basic tier. 📞 Telemed📱 App | ₦2,552 per month | ₦30,628 | 1,200 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
📝 The Lagos context
Eye care in Lagos spans a wide price range, from a quick refraction test at an optical shop to cataract surgery or laser vision correction at a specialist eye hospital. A basic eye test and a pair of standard prescription glasses are affordable and widely available; the cost climbs with designer frames, high-index or progressive lenses, and specialist procedures. Cataract surgery — one of the most common eye operations — is far cheaper at a government or mission eye hospital than at a private specialist clinic, while LASIK and other elective laser procedures sit firmly at the premium, pay-out-of-pocket end.
As with dental, optical benefits are a common weak spot in HMO plans. Many cover a routine eye test and a modest allowance toward glasses, but the allowance is often small, and surgery, premium lenses and elective procedures are frequently excluded or capped. So while a basic check-up may be covered, most of what people actually spend on glasses and eye procedures comes out of pocket.
The practical approach is to separate the test from the eyewear. A proper eye examination is worth doing at a reputable optician or eye clinic; the glasses themselves can then be sourced across a range of prices, since the same prescription can be filled cheaply or expensively depending on frames and lens options. For surgery, the tier gap is large, so it is worth comparing a government or mission eye hospital against private specialists, and asking exactly what the quoted price includes — lenses, follow-ups and any pre-op tests — before committing.