General Costs in Lagos
5 general procedures with prices across general/public hospitals, standard private clinics, and premium specialist hospitals.
5 proceduresFrom ₦2,000 (public)
General procedures in Lagos
Cost ranges across hospital tiers
| Procedure | General/Public | Private | Premium | HMO |
|---|---|---|---|---|
Doctor ConsultationCOMMON General practitioner consultation. The starting point for most hospital visits — registration + card + basic checkup. 💡 General hospitals charge N2K-N5K. Private clinics on the Island (VI, Lekki) charge N10K-N25K. Same doctor, different price — location is the biggest markup. | ₦2K–5K | ₦5K–15K | ₦10K–25K | Free with most HMO plans |
Malaria Treatment (Uncomplicated)COMMON Diagnosis (RDT or microscopy) + antimalarial drugs (ACT) + antipyretics. The most common reason Lagosians visit hospitals — 60% of all clinic visits. 💡 Malaria treatment accounts for 20% of minimum wage. Self-medication from pharmacies costs N2K-N5K but risks misdiagnosis. Always get tested first. | ₦5K–15K | ₦10K–35K | ₦15K–50K | Free with most HMO plans |
Typhoid TreatmentCOMMON Widal test + antibiotics (ciprofloxacin/azithromycin) course. Often misdiagnosed alongside malaria — many Lagosians treat both simultaneously. | ₦8K–20K | ₦15K–40K | ₦20K–60K | Free with most HMO plans |
Full Medical Checkup Comprehensive health screening: blood panel, urine, chest X-ray, ECG, BMI, BP, eye test, consultation. The annual checkup Lagosians keep postponing. 💡 Executive health checkups at top Lagos hospitals (Reddington, Lagoon) cost N100K-N350K. General hospitals offer the same tests for N20K-N50K. | ₦20K–50K | ₦40K–100K | ₦60K–200K | Some premium plans include annual checkup benefit |
Vaccination (Adult) Hepatitis B, typhoid, yellow fever, COVID-19 booster, HPV. Individual vaccine costs vary widely. | ₦2K–10K | ₦5K–20K | ₦5K–25K | Most HMO plans cover routine vaccinations |
HMO plans that cover general
6 plans with relevant coverage
MyCoverGeniusCHEAPEST
FlexiCare · Basic
₦4,000
/month
🩺 Outpatient🛏 Inpatient🔪 Surgery
MyCoverGeniusBEST FAMILY
ZenCare · Standard
₦10,000
/month
🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental
AXA Mansard
EasyCare · Basic
₦2,000
/month
🩺 Outpatient🛏 Inpatient
AXA Mansard
Individual Plan · Standard
₦4,871
/month
🩺 Outpatient🛏 Inpatient🔪 Surgery
Reliance Health
Family Plan · Standard
₦3,500
/month
🩺 Outpatient🛏 Inpatient🔪 Surgery
Reliance Health
Premium Family · Premium
₦13,500
/month
🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental
| Plan | Monthly | Annual | Network | Coverage |
|---|---|---|---|---|
MyCoverGeniusCHEAPEST FlexiCare · Basic Budget individuals — cheapest monthly plan in Nigeria at N4K/month. Covers everyday illnesses and 26 surgical procedures. 📞 Telemed📱 App | ₦4,000 per month | ₦48,000 | 1,600 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
MyCoverGeniusBEST FAMILY ZenCare · Standard Families and individuals needing comprehensive coverage including maternity, chronic care, dental, and mental health. 📞 Telemed📱 App | ₦10,000 per month | ₦120,000 | 1,600 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
AXA Mansard EasyCare · Basic Absolute cheapest annual plan at N12K/6 months. Very basic — no surgery, no maternity. 📱 App | ₦2,000 per month | ₦12,000 | 1,000 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
AXA Mansard Individual Plan · Standard Individuals wanting a trusted global brand. Comprehensive outpatient + inpatient + surgery. 📞 Telemed📱 App⏳ 7d wait | ₦4,871 per month | ₦58,446 | 1,000 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Reliance Health Family Plan · Standard Tech-forward — best app experience. Includes gym and spa access perks. Lowest monthly starting point. 📞 Telemed📱 App | ₦3,500 per month | ₦42,000 | 800 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |
Reliance Health Premium Family · Premium Full family coverage including maternity, dental, optical, chronic, and mental health. 📞 Telemed📱 App | ₦13,500 per month | ₦162,000 | 800 hospitals | 🩺 Outpatient🛏 Inpatient🔪 Surgery🤰 Maternity🦷 Dental👁️ Optical💊 Chronic🧠 Mental |